Legal disclosures & terms.

These are the disclosures published for American Business Capital, Inc., effective January 1, 2026. For the terms applicable to a current service or engagement, contact our team.

LEGAL DISCLOSURES & TERMS

American Business Capital, Inc.

Website:

www.ABC-Angels.com

Effective Date: 01 JAN 2026

1. COMPANY INFORMATION

American Business Capital, Inc. (“Company,” “ABC,” “we,” “our,” or “us”) operates a business funding and investor connection platform.

Primary Office:

1449 S. Michigan Ave., PO Box #1083

Chicago, IL 60605

Mailing Address:

0S257 Summit Drive

Winfield, IL 60190, USA

Toll-Free: +1 (800) 735-7347

Local: +1 (312) 452-1276

Email:

contact@abc-angels.com

2. NO OFFER OR SOLICITATION

The information provided on this website:

Is for informational purposes only

Does not constitute an offer to sell securities

Does not constitute a solicitation to buy securities

Does not constitute investment advice

Any securities offering, if applicable, will be made only through proper legal documentation in accordance with federal and state securities laws.

Nothing on this website should be interpreted as a promise of funding or investment returns.

3. SECURITIES & REGULATORY STATUS

American Business Capital, Inc.:

Is not a registered broker-dealer unless otherwise expressly disclosed

Is not an investment adviser

Does not provide securities brokerage services

Does not execute securities transactions

Does not provide financial, legal, or tax advice

We act solely as a facilitator of introductions between businesses and potential investors.

Users are responsible for conducting their own due diligence.

4. INVESTMENT RISK DISCLOSURE

All investments involve risk, including but not limited to:

Loss of principal

Illiquidity

Lack of dividends or returns

Business failure

Market volatility

Economic downturns

Regulatory changes

Past performance does not guarantee future results.

Investors should:

Conduct independent due diligence

Consult licensed financial advisors

Consult legal and tax professionals

Review offering documents carefully

Only individuals who can afford to lose their entire investment should participate in private investment opportunities.

5. ACCREDITED INVESTOR NOTICE

Certain investment opportunities may be limited to accredited investors as defined under Rule 501 of Regulation D of the Securities Act of 1933.

Verification may include:

Income verification

Net worth verification

Third-party certification

We reserve the right to request documentation necessary to verify investor eligibility.

6. BUSINESS FUNDING DISCLAIMER

Submission of a funding application:

Does not guarantee approval

Does not guarantee investor interest

Does not guarantee funding terms

Does not create a contractual obligation

All funding decisions are subject to:

Due diligence

Investor review

Compliance requirements

Market conditions

7. ANTI-MONEY LAUNDERING (AML) & KYC COMPLIANCE

To comply with applicable federal and state regulations, we may:

Verify identity

Request government-issued identification

Conduct background checks

Review financial documentation

Monitor transactions for suspicious activity

We reserve the right to decline participation for compliance reasons.

8. TERMS OF WEBSITE USE

By accessing this website, you agree to the following:

A. Lawful Use

You agree to use the website only for lawful purposes.

B. No Unauthorized Access

You agree not to:

Attempt to breach security

Access restricted areas

Interfere with system functionality

C. Intellectual Property

All content including:

Logos

Branding

Graphics

Text

Layout

Design

Is the property of American Business Capital, Inc. and may not be copied or reproduced without written permission.

9. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

American Business Capital, Inc. shall not be liable for:

Indirect damages

Consequential damages

Loss of profits

Business interruption

Data loss

Investment losses

Your use of the website is at your own risk.

10. INDEMNIFICATION

You agree to indemnify and hold harmless American Business Capital, Inc., its officers, directors, employees, and affiliates from any claims, damages, or liabilities arising from:

Your misuse of the website

Your violation of applicable laws

Your investment decisions

False information submitted by you

11. PRIVACY POLICY

Your use of this website is also governed by our Privacy Notice, which describes how we collect and use personal information.

12. THIRD-PARTY LINKS

We may provide links to third-party websites. We are not responsible for:

Content

Privacy practices

Accuracy

Services offered by third parties

13. NO GUARANTEES

We make no guarantees regarding:

Funding approval

Investment returns

Business success

Accuracy of third-party information

Suitability of any opportunity

All decisions are made at your own discretion and risk.

14. GOVERNING LAW

This website and all related matters shall be governed by the laws of the State of Illinois, without regard to conflict of law principles.

15. DISPUTE RESOLUTION

We value transparency and professionalism in all relationships. In the event a dispute arises, the following terms apply.

Governing Law

These Terms and any dispute arising out of or relating to this website, any application, any investment opportunity, or any related communication shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.

Exclusive Jurisdiction & Venue

Any legal action or proceeding arising out of or relating to this website or our services shall be brought exclusively in the state or federal courts located in Cook County, Illinois.

By using this website, you:

Consent to the personal jurisdiction of such courts

Agree that Illinois is a proper and convenient forum

Waive objections based on venue or forum non conveniens

This provision ensures consistency and efficiency in resolving matters.

Waiver of Jury Trial

To the fullest extent permitted by law, both you and American Business Capital, Inc. agree to waive any right to a trial by jury in any legal proceeding arising out of or relating to use of this website or our services.

Equitable & Injunctive Relief

Nothing in these Terms limits the right of American Business Capital, Inc. to seek equitable relief, including temporary or permanent injunctive relief, where appropriate to protect:

Intellectual property

Confidential information

Business relationships

Contractual rights

Limitation Period

Any claim arising out of or relating to this website or our services must be brought within one (1) year after the claim arises, unless a longer period is required by applicable law.

Class Action Waiver

To the extent permitted by law:

Claims must be brought on an individual basis.

Parties agree not to participate in class, collective, or representative actions.

This helps ensure disputes are handled efficiently and fairly.

Limitation of Liability

To the fullest extent permitted by law, American Business Capital, Inc. shall not be liable for:

Indirect or consequential damages

Lost profits or lost opportunities

Investment losses

Business interruption

Our total aggregate liability, if any, shall not exceed the amount paid to us for services in the twelve (12) months preceding the claim, if applicable.

Continued Relationship

We encourage open communication and good-faith resolution of any concerns prior to initiating formal legal proceedings.

16. ACCESSIBILITY STATEMENT

American Business Capital, Inc. is committed to making its website accessible to individuals with disabilities.

If you experience difficulty accessing content, please contact:

Email:

contact@abc-angels.com

Phone: +1 (800) 735-7347

17. CHANGES TO LEGAL TERMS

We reserve the right to modify these Legal Disclosures at any time.

Changes will be posted with an updated Effective Date.

Continued use of the website constitutes acceptance of updated terms.

18. CONTACT INFORMATION

American Business Capital, Inc.

1449 S. Michigan Ave., PO Box #1083

Chicago, IL 60605

Mailing Address:

0S257 Summit Drive

Winfield, IL 60190, USA

Toll-Free: +1 (800) 735-7347

Local: +1 (312) 452-1276

Email:

contact@abc-angels.com